Hurt in a car crash in Spartanburg? You may be wondering how much you can expect to recover through a legal claim. This raises an important question: What is the average car accident settlement from a car accident? The truth is that the “average” is not the right way to think about it. You have the right to seek compensation for the full extent of your actual economic losses and non-economic losses. In this article, our Spartanburg car accident lawyer highlights the key things to know about the average settlement after a crash in South Carolina.
There is No True Average Car Accident Settlement in South Carolina
After a serious motor vehicle collision in Spartanburg, it is common to have questions about how much you can expect to recover in financial compensation. Knowing the “average” car accident injury settlement seems like it would be a useful baseline. However, that is the wrong way to think about your claim. Every car accident claim is different. South Carolina law allows victims to recover compensation based on the specific harm they suffered, not a generic “average” figure. Two crashes that look similar on the surface can lead to very different financial outcomes depending on the severity of injuries, available insurance, and disputed liability.
The normal range for a car accident injury settlement in Spartanburg can vary widely. Settlements can range from a few thousand dollars for minor property damage to hundreds of thousands (or even millions) for severe injuries or wrongful death. While national data may cite an “average” personal injury settlement between $20,000 and $30,000, that figure is not meaningful for any specific case. Your Spartanburg, SC auto accident attorney can help you seek the maximum financial settlement from the insurance company.
Know the Factors that Impact a Car Accident Settlement in SC
How do you go about determining the value of your car accident case? An attorney can help you determine the best figure. With that being said, there are a few big factors to focus on. Here are three main things that will impact the value of your car accident settlement in Spartanburg:
- Liability: Liability refers to who is legally responsible for causing the crash. South Carolina is a fault-based motor vehicle accident state. Under South Carolina’s modified comparative negligence system (S.C. Code § 15-38-15), a victim can recover damages only if they are less than 51 percent at fault. The final settlement is reduced by the victim’s percentage of fault. For example, if you were awarded $100,000 but found 25 percent at fault, you would recover $75,000. Every percentage point of fault matters.
- Damages: Your settlement for a car accident in South Carolina should account for your actual damages. The extent of your damages largely determines the value of your settlement. Economic damages include medical bills, rehabilitation expenses, lost wages, and property repairs. Non-economic damages include pain and suffering, mental anguish, and diminished quality of life. Serious injuries such as spinal damage, traumatic brain injuries, or permanent disability dramatically increase settlement value. Documentation is critical. You need strong, comprehensive evidence.
- Insurance Coverage: Insurance limits often define the upper boundary of recovery. South Carolina law requires all drivers to carry minimum liability coverage of $25,000 per person for bodily injury, $50,000 per accident, and $25,000 for property damage. In serious crashes, these limits are often inadequate. If the at-fault driver has minimal insurance, you may need to pursue additional compensation through your own uninsured/underinsured motorist (UM/UIM) coverage. Our Spartanburg, SC car accident lawyer can help you explore every option for recovering financial compensation.
The Bottom Line: There is no fixed or average settlement amount for car accident claims in South Carolina. Each case depends on its facts, including fault, the severity of your injuries, and the available insurance coverage. What matters most is that your recovery reflects the full scope of your harm, not some type of generic benchmark.
Insurance Companies Fight Hard to Settle Car Accident Claims for Less
You have to be ready to negotiate for a favorable settlement offer from the insurance company. It is important to remember that insurers are not neutral parties. Quite the contrary, they are profit-driven businesses focused on minimizing payouts. Adjusters are trained to dispute liability, undervalue injuries, and pressure victims into early settlements. They may question medical treatment, delay communication, or offer quick, lowball settlements before the full extent of damages is known. In South Carolina, once you accept a settlement, you cannot reopen your claim. Never assume the insurer’s offer reflects your case’s true value. Our top-rated Spartanburg, SC car accident attorney can help.
Why Trust Our Spartanburg Car Accident Attorney to Maximize Your Settlement
Were you hurt in a motor vehicle crash in Spartanburg? You must be able to get a settlement that includes financial compensation for the full extent of your damages. Insurance companies are likely to try to pressure you to settle your claim for less. At McCravy, Newlon, Sturkie & Clardy Law Firm P.A., we know how to hold them accountable. Our case results and client testimonials tell the story.
We have a law office right here in Spartanburg. The city is a major economic and cultural center in the Upstate region. Notably, Spartanburg serves as the foundation of a diverse industrial base that includes automotive manufacturing, logistics, and higher education. Our firm is located in the 29301 zip code, and we are proud to provide car accident injury representation to the whole community, including residents of 29302, 29303, 29304, 29305, 29306, and 29307.
Contact Our Spartanburg Car Accident Attorney for a Free Case Review
At McCravy, Newlon, Sturkie & Clardy Law Firm P.A., our Spartanburg car accident attorneys invest time, resources, and attention to detail into every case. Have any questions about how to get the best settlement? We are here to help. Contact us today for your free, completely confidential initial consultation. From our Spartanburg law office, we handle car accident injury claims in the 29301 zip code and throughout the broader region.